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모기지 디폴트의 발전 |
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모건 스탠리(Morgan Stanley)가 최근 발표한 연구에 따르면, 주택 담보대출 채무불이행 중 대략 12% 정도가 소위 말하는 "전략적 디폴트(strategic defaults)"이다. 전략적 디폴트란 현재 집값이 대출 금액보다 낮기 때문에 채무자가 융자금 상환을 중단하기로 결정하는 것이다.
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Companies Rethink Ho |
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As the labor market tightens and skilled workers become scarce, companies are casting a wider net for employees. For the first time, they find themselves managing four generations of Americans in the workplace. The differences between these generations go beyond their age. Researchers have found that they also approach their jobs and supervisors differently, depending on their generation. |
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양극화되는 일자리, 침몰하는 중산층 |
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한때 미국의 근간을 지탱하던 중산층 붕괴로 인해 양극화는 심화되고 사회안전망도 흔들리고 있다. 더 이상 ‘아메리칸 드림’이란 말이 통하지 않는 세상이 된 것이다. 이러한 중산층의 위기는 어디에서 비롯되었으며, 그 결과는 어떤 방향으로 나아갈 것인가? |
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The Flat Tax Cometh |
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There are 8 million words in the Federal Tax Code, and the IRS itself doesn’t even know what they all mean. That code supports an entire industry of lawyers and accountants. Taxpayers in America spend a cumulative 6 billion hours each year just trying to figure out how much they owe the IRS. |
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The Growing Mountain |
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Microsoft made headlines recently when the company surprised analysts and investors by announcing the most generous one-time corporate dividend in history. By paying out $3 per common share, or $32 billion to its shareholders, the company passed along more than half of the $60 billion in cash it had accumulated. |
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